Commercial Loan Analytics
Commercial Loan Analytics is a suite of products derived from submitted loan and fee data from our cohort of participating banks. The submitted data is received directly from the banks' loan accounting systems, giving us the unique ability to see all booked loan information (i.e., balances, pricing, risk, industry, collateralization, and much more) that exists on a monthly basis.
With this privately submitted data, along with public SBA data, we are able to derive powerful insights for the individual banks themselves and the commercial lending market as a whole. These insights can help banks:
- Understand how you've performed in the past relative to peers through pricing performance monitoring and portfolio analyses
- Evaluate your commercial loan portfolio allocation and see how that compares to relevant peer banks to be best prepared for economic headwinds
- Make pricing decisions with granular pricing benchmarks for new and renewing loans
- Shape startegic plans by understanding market trends, volume movements, and so much more
Service Provider Information
Key Information
Use Cases
- With a fluctuating interest rate environment, explore your fixed vs. floating rate exposure and overall term structures benchmarked to the market
- Review recent loan and fee pricing to understand your how your performance compares to peers while also identifying missed opportunities
- Explore which industries are expanding and contracting, and start to develop a penetration strategy tailored to your objectives
- As Commercial Real Estate (CRE) lending becomes more uncertain, analyze your CRE exposure across bank-specific metrics and see how that compares to the market
Benefits
Commercial Loan Analytics has helped users bolster NII growth, overturn non-interest income stagnation, and develop a deeper understanding of portfolio potential. With data coming from a significant portion of the top 20 Commercial banks in the US, clients are able to benefit from one of the largest, industry leading data sets.